Loans — GATICASH
Loans from verified banks & NBFCs

The right loan, at a rate you can trust.

Compare 8 loan products in one place. One form, one dedicated advisor, clear EMIs and zero hidden charges — from application to disbursal.

Rates from 8.5%*
24–72 hr approvals
No hidden charges
Loan products

Choose the loan
that fits your goal.

From your first home to your next business expansion — every loan comes with a dedicated advisor and transparent terms.

Popular

Home Loan

Buy, build or renovate your dream home with long tenures and low EMIs.

Rate from
8.50%
Up to
₹5 Cr
Tenure
30 yrs
Quick

Personal Loan

Instant funds for weddings, travel, medical or any personal need. No collateral.

Rate from
10.50%
Up to
₹25 L
Tenure
5 yrs
Growth

Business Loan

Working capital and expansion funding for traders, firms and companies.

Rate from
14.00%
Up to
₹50 L
Tenure
5 yrs
Fast

Vehicle Loan

Finance a new or used car or commercial vehicle.

Rate from
9.00%
Up to
₹50 L
Tenure
7 yrs
Easy

Two Wheeler Loan

Ride home your new bike or scooter with fast approval and low down payment.

Rate from
10.00%
Up to
₹3 L
Tenure
4 yrs
Rural

Tractor Loan

Finance new or used tractors and farm equipment with flexible, seasonal EMIs.

Rate from
11.50%
Up to
₹30 L
Tenure
7 yrs
Flexible

OD / CC Loan

Overdraft and cash credit limits against property or stock, pay interest only on what you use.

Rate from
12.00%
Up to
₹1 Cr
Tenure
Renewable
Student

Education Loan

Fund studies in India or abroad, with moratorium during the course.

Rate from
9.50%
Up to
₹50 L
Tenure
15 yrs
Instant

Gold Loan

Same-day cash against your gold ornaments with flexible repayment.

Rate from
9.25%
Up to
₹50 L
Tenure
3 yrs
High value

Loan Against Property (LAP)

Unlock the value of your residential or commercial property.

Rate from
9.50%
Up to
₹5 Cr
Tenure
15 yrs
Business

MSME Loan

Collateral-light funding designed for small and medium enterprises.

Rate from
11.00%
Up to
₹1 Cr
Tenure
7 yrs
Govt. scheme

PM Mudra Loan

Collateral-free micro-finance for small businesses and first-time entrepreneurs.

Rate from
9.75%
Up to
₹10 L
Tenure
5 yrs
Govt. scheme

PMAY Housing Loan

Government-subsidised home loan under PMAY for eligible first-time buyers.

Rate from
8.25%
Up to
₹35 L
Tenure
20 yrs
Save more

Loan Balance Transfer

Move your existing loan to a lower rate and reduce your monthly EMI.

Rate from
8.40%
Up to
Outstanding amount
Tenure
Remaining tenure

*Indicative rates and limits. Final terms depend on the lender, your profile and credit score.

Loan services

Plan your loan.
Know your EMI instantly.

Home, personal, business, vehicle, gold and MSME loans across our verified bank & NBFC network — one form, one advisor, transparent EMIs from day one.

8.5%Interest from*
24–72 hrApproval time
11Loan products
Check Loan Eligibility

Home Loan EMI Calculator

Live
Your monthly EMI₹0/ month
₹25 L
8.50%
20 yrs
0%Interest
Principal₹0
Total interest₹0
Total payable₹0
Apply for this loan *Indicative figures. Final rate depends on lender and your profile.
Eligibility & documents

Know what you need
before you apply.

A simple checklist so your application moves fast. Your advisor confirms exact requirements for your lender.

Eligibility criteria

General guidelines — lenders may vary.

Salaried applicants

  • Age 21 to 60 years
  • Minimum 1 year in current job
  • Stable monthly income and good CIBIL score

Self-employed & business owners

  • Age 25 to 65 years
  • Business running for 2+ years
  • Consistent turnover and ITR filing

Documents checklist

Keep these ready for a faster approval.

Identity & address

  • Aadhaar and PAN card
  • Recent passport-size photographs

Income proof

  • Last 3 salary slips or ITR of 2 years
  • Last 6 months' bank statements

Business / property (if applicable)

  • GST, business registration and financials
  • Property papers for secured loans
Compare

All loans at a glance.

Indicative figures to help you shortlist. Your advisor will share exact offers from our lenders.

Loan typeRate fromMax amountTenureSecurity
Home Loan8.50%₹5 CrUp to 30 yrsProperty
Personal Loan10.50%₹25 LUp to 5 yrsUnsecured
Business Loan14.00%₹50 LUp to 5 yrsUnsecured / Secured
Vehicle Loan9.00%₹50 LUp to 7 yrsVehicle
Gold Loan9.25%₹50 LUp to 3 yrsGold
Education Loan9.50%₹50 LUp to 15 yrsCo-applicant
Loan Against Property9.50%₹5 CrUp to 15 yrsProperty
MSME Loan11.00%₹1 CrUp to 7 yrsCollateral-light
Fees & charges

Know every charge
before you sign.

Indicative ranges only. Exact charges depend on the lender and are shared in writing upfront.

Processing fee0.5% – 2%

One-time fee, depends on loan type and lender. Disclosed in writing before you proceed.

Part-prepaymentOften nil

Floating-rate loans for individuals usually carry no prepayment penalty.

Foreclosure0% – 4%

Closing early may carry a small charge on fixed-rate or business loans.

Late payment1% – 2% / month

Applied on overdue EMI amount. Set auto-debit to avoid it.

Documentation₹0 – ₹5,000

Legal, valuation and stamp charges apply mainly on secured loans.

Our advisoryDisclosed upfront

Every charge is shared in writing before work begins on your file.

Features & benefits

Why borrow
through us.

Everything that makes the loan journey faster, clearer and cheaper for you.

Competitive interest rates

We compare offers across banks and NBFCs to match you with a better rate.

Flexible tenure

Choose a repayment period that keeps your monthly EMI comfortable.

Minimal documentation

Simple checklist with digital submission to save you time and visits.

Balance transfer & top-up

Move an existing loan to a lower rate or add extra funds on top.

Tax benefits

Home loan interest and principal may qualify for deductions under applicable tax law.

Dedicated advisor

One expert guides you from enquiry to disbursal and after.

The process

From enquiry to approval in four steps.

A transparent journey with one dedicated advisor at every stage.

Share your requirement

Tell us what you need — a loan, tax filing, banking help or insurance — in a two-minute form.

Get matched to an advisor

A verified advisor reviews your profile and recommends the right product for you.

Documentation & approval

Share documents digitally or at our office, and track approval with your advisor.

Disbursal & ongoing support

Funds disbursed or filing completed — with continued support for renewals and follow-ups.

Why choose us

Built for trust, close to home.

A verified partner network, transparent pricing and a local team — designed to remove friction from financial services.

Verified Partner Network

Every bank, NBFC and CA/CS partner is vetted before being added to our network.

No Hidden Fees

All applicable charges are disclosed in writing before any work begins on your file.

Fast Turnaround

Most approvals and filings are completed within 24–72 hours of document submission.

Dedicated Advisor

One point of contact from enquiry to disbursal — no bouncing between departments.

FAQs

Questions we hear most.

Can't find your answer? Our team is happy to help you directly.

Talk to an advisorWe reply the same working day
How long does loan approval take?

Most loans are approved within 24–72 hours once all documents are submitted. Timelines can vary by lender and loan type.

Which documents do I need for a loan?

Usually ID proof, address proof, income documents and bank statements. Your advisor shares an exact checklist for your loan type.

Are there any hidden charges?

No. All applicable fees are disclosed in writing before any work begins on your file.

Can you help with ITR and GST filing?

Yes. Our verified CA/CS team handles ITR, GST, TDS and company registration end to end.

Can I prepay or foreclose my loan early?

Yes. Floating-rate loans for individuals usually have no prepayment charges, while fixed-rate and business loans may carry a small fee. We confirm this before you sign.

Can I transfer my existing loan to a lower rate?

Yes, balance transfer is available for most home, personal and property loans. We compare the saving against the transfer charges for you.

Can I add a co-applicant?

Yes. A co-applicant with steady income can raise your eligible amount and, in some cases, improve your rate.

Will my CIBIL score be affected by enquiring?

Checking your own score does not reduce it. Your advisor will explain before any lender runs a credit check.

Your financial journey starts today.

Loans, taxation, banking and insurance — connect with the right advisor, with complete transparency at every step.

Check Eligibility